7 Justifiable Reasons to Move Back Home after College ...


7 Justifiable Reasons to Move Back Home after College ...
7 Justifiable Reasons to Move Back Home after College ...

You might think it is a negative step to go home to your parents after you graduate. Understandably, you may want to find your own apartment and live on your own. However, the transition from college to real world isn't always an easy one. Before you venture out on your own, here are the best reasons to move back home after college.

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There are more than a few reasons to move back home after college. If you're anxious to get out on your own, you may settle for any job that comes along. Rather than rush the job search, move back home and take your time. This way, you can find a job that's suitable to your skills and background.



Student loan debt is a major downside to college. Maybe your parents were not able to pay your tuition and you took out several loans. By moving back home after college, you have an opportunity to pay down these debts. Even if you can't pay them off completely, knocking down your balances can help you transition to life on your own.



Perhaps you had a good time with the credit cards in college. As a result, you may have tons of credit card debt and a low credit score. Rather than jump into costly living expenses, take this opportunity to pay down your credit card debt and raise your credit score. This can open the door to home ownership, as well as a low interest rate on loans.


Save MONEY for a down PAYMENT

With an entry-level salary, there may be little disposable income for saving. This makes it harder for you to build an emergency cushion and save for a down payment on a house. By moving back home after college, your monthly expenses will likely be far less than having your own apartment. Buying a home requires at least a 5% down payment. Save your money after college and you can achieve this goal sooner.



Maybe your parents have been affected by the economy and they need a little financial help. In this case, you might temporarily move back home and pay rent. The money you pay your parents can go toward their mortgage and other household costs. This doesn't have to be a permanent arrangement - simply a way to help until they get back on their feet.

Famous Quotes

Those who cannot learn from history are doomed to repeat it.

George Santayana


Maybe you didn’t have many expenses while in college. In this case, moving out on your own may not be the wisest move. Live at home for a while and learn how to budget and manage your money. Paying rent to your parents each month and taking on a household bill can prepare you for life on your own.



Are you interested in continuing your education? Not sure whether you can handle school and a full-time job? Moving back home after college can help you meet educational goals. With fewer bills you can work part-time and finish your schooling.

There are good reasons to move back home, and in the present economy, approximately 85% of college graduates return home after school. Rather than view this as a step backwards, focus on the benefits. Do you think it's a good or bad idea to move home after college?

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