4. Subscribe!

In your New Year’s budget, include a monthly subscription. This can be anything from a magazine or movie subscription or for my fellow foodies why not try a Graze Box (graze.com)? Not your thing? How about a beauty treat such as Glossybox.co.uk or birchbox.co.uk? Prices vary depending on how much of a treat you want, but after spoiling all those around you in December its only fair to treat yourself too!

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